Angel Investing 

Find out how you can invest, why you should invest with us, how to apply and how the process works.

Current Offers

We do not charge bank fees, background check fees or anti-money-laundering check fees. We do not accept credit card payment – our payment process is paperless so there are no extra payment processing fees either.

Why invest with us?

Increase your chance of high returns with New Zealand’s most rewarding Angel Network.  You’ll have access to an active community of like-minded investors, willing to pass on their knowledge, expertise and networks. Our members …

Through informed investment opportunities

Learn from experienced, successful investors

With other highly experienced NZ angels

Start ups into successful ventures

We are successful because …

Our experienced business angels have screened and assessed all deals, which increases the chance of high returns.

Due diligence is undertaken by a team of business angels who have an interest or expertise in the relevant industry sector and an understanding of the market and opportunity for each deal.

The company’s valuation is validated. It is negotiated based on the expert insights of business angels. They apply their knowledge regarding the likely growth path of the company.

We negotiate investor protection terms. These may include pre-emption rights, voting rights, tag-along and drag-along rights.

Many deals will have an investor director who will represent your rights on the board and provide on-going support to investee companies or an investor rep who works closely with the them and provides a point of contact for all angel investors.

Due diligence is undertaken by a team of business angels who have an interest or expertise in the relevant industry sector and an understanding of the market and opportunity for each deal.

Who can invest with us?

All Angel Investors in New Zealand must qualify as Wholesale Investors under the Financial Markets Conduct Act 2013. Wholesale Investors fall into one of two main categories

“Eligible”
Wholesale Investors

Are defined as investors who have adequate investing experience and knowledge to be able to weigh the risks and merits of an investment opportunity. They have been involved in investing in companies (on a share market or directly in unlisted companies) or more generally in the buying or selling of financial products;

“Wealthy/Finance Professional”
Wholesale Investors

In NZ ‘wealthy’ is defined as having $5m in net personal assets (including all entities you control) or having invested $1m or more in a financial product. Professionals working in the finance industry also qualify.

Not sure what category you might fit in? Our online wholesale investor questionnaire will help you understand the criteria. It’s free and only takes a few minutes.

Ready to get started?

Impact Investing

Enterprise Angels are leading the way with Impact Investing in New Zealand, where the Commercial Sector and the Philanthropic Sector meet to make positive social or environmental change as well as a monetary return on investment.

To learn more about investing into Social Enterprise, please join us at our monthly coffee group.

Useful guides

Investor Reps: Want to really help an early stage company?

Put your experience, skills and connections to work in an Investor Rep role. What we are looking for in an Investor Rep: Keep Enterprise Angels top of mind at your nominated company so resources (the team, investors, partners) can step in and assist where needed...

Innovation and Returns: What is Angel Investing

Innovation and Returns: What is Angel Investing

Angel investing is the noble pursuit of growing early stage companies. Whether by nurturing and/or investing in promising deals, our end game is the hope of high return, be that in the form of financial or more intrinsic rewards. Angel investing also makes a...

Portfolio Diversification: Minimise Risk

Portfolio Diversification: Minimise Risk

A hot tip for any savvy investor is portfolio diversification. By investing in different asset classes, industries, regions and stages you will reduce your risk, minimise losses and maximise returns. Throughout this post we will look at risk and return, asset...

Who are Enterprise Angels: Why invest in our deals?

Who are Enterprise Angels: Why invest in our deals?

Enterprise Angels is the largest, most active and best resourced Angel network in New Zealand. Enterprise Angels has a unique angel group model whereby they have professional staff with capital raising expertise. Enterprise Angels staff work closely with members to...

Angel Investing, Get Started

Angel Investing, Get Started

So you like the exciting start-up space and you qualify as a Wholesale Investor? What are the next steps to getting started in angel investing? If you want to dip your toes into the exciting world of angel investing, becoming a member and/or investing in an early...

What is early stage investing?

What is early stage investing?

Early-stage investing funds the first three stages of a company’s development. It is divided into three distinct funding types: Seed funding (seed capital) Money provided to help an entrepreneur start a business Start-up funding money used to help a company develop...

Why become a member of Enterprise Angels?

Enterprise Angels offers you the opportunity to invest in some early stage deals, but that is only part of it!  Becoming an active member also gives you: Priority access to deals Induction and workshops Pitch Nights Participation in due diligence Access to the full...

FAQ for Investors

What type of investor am I?

When you join Enterprise Angels you will need to certify that you are a Wholesale Investor.

The term Wholesale Investor is defined in Schedule 1 of the Financial Markets Conduct Act 2013 “the Act”. We encourage you to review the Act if you require further information.

Understand how to get certified as a Wholesale Investor.

How do I make an investment with Enterprise Angels

Investment with Enterprise Angels is as easy as 1, 2, 3:

  1. Request and review all information including settlement documents
  2. Email your investment amount to us and follow the settlement instructions in the email you will be provided
  3. Deposit your funds into our trust account

Note: Before your first investment, ensure you are a compliant Wholesale Investor – our team can help you through this.

What is the settlement process?

Completing your investment requires:

Agreeing to become a party to the Shareholders Agreement or other relevant settlement documentation – simply reply to the settlement email.

Pay your investment funds and any applicable fees

Nominee Services for Investors

Most Enterprise Angels investors make investments through EA Nominee Ltd for the convenience. 

How does EA Nominee Ltd help investors?

  • Allows investment in flexible investment amounts with a minimum of $10K per company
  • The convenience of communicating commitments and responses to us via email rather than the need to sign individual agreements – the Nominee does this for you!
  • Regular reporting on your transactions and holdings including current valuations
  • Maximises the combined shareholding of investors to increase the chances of retaining voting rights as the company reaches later stages of investment

How do I get certified as a Wholesale Investor?

Most Wholesale Investors will qualify under the “Eligible” Investor criteria below, and will need to be certified as such by a New Zealand authorised financial adviser, a qualified statutory accountant, or a lawyer.  To be an eligible person, you must have acquired and disposed of financial products in the past and have gained experience for such activities such that allows you to assess the merits of a transaction (including value and risk), your own information needs in respect of a transaction, and the adequacy of the information provided about a transaction.

This certificate must clearly state how you, the investor, consider you qualify as an eligible investor, and must be certified as such by a New Zealand authorised financial adviser, a qualified statutory accountant, or a lawyer.

To be an eligible person, you must have acquired and disposed of financial products in the past and have gained experience for such activities such that allows you to assess the merits of a transaction (including value and risk), your own information needs in respect of a transaction, and the adequacy of the information provided about a transaction. Download our Wholesale Investor Statement.

What are the risks of investing in early stage companies?

The law normally requires people who offer financial products to give information to investors before they invest. This information is designed to help investors make an informed decision.

By giving a Wholesale Investor Certificate as a requirement of joining Enterprise Angels, you acknowledge that, the usual rules do not apply to offers of financial products (including debt securities, equity securities and derivatives) made to you. As a result, you may not receive a complete and balanced set of information. You will also have fewer other legal protections for these investments.

Please refer to the full risk warning here.

Make sure you understand these consequences. Ask questions, read all documents carefully, and seek independent financial advice before committing yourself.

What are the benefits of becoming a member of Enterprise Angels?

Being an Enterprise Angels member enables you to be involved in shaping the future of the companies you are investing in. 

The more tangible benefits of membership include:

  • Priority access to deals
  • Induction sessions and workshops
  • Pitch Nights where you can network with like-minded members
  • Participation in Due Diligence
  • Follow-up meetings where you can discuss the deal more fully with the founder and other members of the due diligence team
  • Opportunities to vet and screen deals, mentor new members and become an investor representative or investor director

Can I Iose more than I invest?

No, the only capital at risk is the capital you invest.

When will I see a return on my investment?

Companies may take between three and seven years to provide any returns to shareholders, but this can vary greatly.

We have seen returns as soon as 20 months and at the longer end of the scale, there are companies that still have not provided any return to investors after eight years.

There is a risk that you might lose all the money you invest.

What fees do Investors pay?

Non members pay a 2% administration fee on any investments made, and when investments are liquidated (in any company who is not paying a shareholder management fee on behalf of their investors).  This will cover costs incurred in providing  on-going services – to put this into perspective, when your $10K investment gets a 10x exit and turns into $100K, $2K will be retained by EA for administration fees.

Enterprise Angels members pay an annual fee which covers this cost – if you are interested in joining, please contact us or apply now.